Solar Energy Solutions

Zero Down Solar

Zero Down Solar Financing

  • Allows you to go solar sooner
  • Same as cash on tax credit allows you to finance less
  • Utility savings go toward the solar installation over time
  • Easy application process from your own home
  • Flexible terms and interest rate options
  • Solar is an investment that literally pays for itself

Zero Down Solar

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To help you go solar, we need your approval to contact you. By clicking Submit, you agree that Solar Energy Solutions may call, email  or text you about Solar Energy Solutions products at the phone number and email address you entered above even if your number is on a “Do Not Call” list. Msg & data rates may apply to text messages. Consent for calls, emails, and texts is optional. You can opt-out anytime.

Solar Energy Solutions offers financing to help our customers achieve their clean energy independence goals. We are not a financial services company; all costs are passed through as we believe it is our ethical mission to bring you the best and most reasonable solar available, with no strings attached.

Installment Loan Financing

If a home equity loan isn’t right for you, there are other avenues to finance solar. SES has partnered with two financing companies, Sunlight Financial and Medallion Bank. With two partners we have more options available to find the loan that’s right for you.

We are thrilled to have a new financing partner, Sunlight Financial. Sunlight Financial’s loan products were designed with solar in mind. In particular, they have longer terms to better fit with the lifecycle of the solar panels.  Right now, with Sunlight, we can offer terms as long as 20 years and interest rates as low as 1.49%.

The beauty of the Sunlight loan is that is was designed with the understanding that money from the tax credit isn’t available until up to 17 months after the installation, so they calculate payments assuming you will apply those finds at month 17. But, it’s up to you how much you want to apply and payments are adjusted from that point onward in the loan.

SES has partnered with Medallion Bank, a national provider of solar and home improvement financing. Medallion Bank can offer 100% financing on solar projects with a variety of different interest rates and up to 15-year terms.

Additionally, same-as-cash (SAC) loans with no interest are available for up to 26% of the system cost. This is the amount of the project that is eligible for the federal tax credit this year. SAC can be a great way to borrow the portion of the project you will receive back as a tax credit without any interest for the first 12 or 18 months. After the initial interest-free period, interest will apply if any portion of the SAC loan is outstanding.

Application and confirmation of loan eligibility can be done in less than 15 minutes in the home or on the phone, so fill out the request form above and a solar consultant will reach out to you to start your free remote quote and talk to you about financing options.

Easy Loan Application from the Comfort of Your Home

Other Financing Option – HELOC

A home equity line of credit (HELOC) via your bank or existing financial institution is usually the lowest interest way to finance a solar project. The interest rates are dependent on credit rating and the amount of equity in your home. Some areas have special financing on home improvements, so talk to your bank or solar consultant to ask about other financing options that may be available in your area.

Solar Energy Solutions

A Certified Industry Leader

Powerwall Certified
Certified PV Installers
Industry Leaders
Solar Energy Industries Association

What Our Customer Have to Say About Us!

No electric bill since installation
The process was seamless, from the initial consultation with Syl, to the final installation and coming online.  One glitch was addressed promptly and effectively.  Top notch company.  I referred a friend and he is excited to get started.

John S.

John S.

Cincinnati, Oh

Trusted solar partner!
SES is not just an installer, they are a trusted renewable energy partner.  Throughout our residential solar PV install, the team was communicative and thorough.  We could not be more happy with the results.




“We just wanted to thank all of you for the incredible experience of watching a dream true, clean energy!!!  I have wanted to install solar panels for years and…now we have a solar array large enough to power our little house.  The whole experience was pretty fantastic…[w]e could not be more pleased with the whole process.  If we were rating your company on a scale of 0-5, you are definitely a 5. Thank you so very much.”


Gae H.

Lexington, KY

“SES provided excellent service with the first assessment to the final project estimate. The installation crew was professional and completed the job on time. They also handled the Duke agreements, which made for a great process from start to finish. Now several months after the install, everything is working and delivering as expected. Steve’s team even resolved a Wi-Fi connection issue with our inverter with no fuss, etc… just great customer service.”


Thomas k.

Bloomington, IN