Go solar with an immediate 15-30% discount and no monthly payments for the first five years. Our prepaid lease offers Indiana homeowners a simpler, lower-cost path to clean energy, with an ownership option after year 5.
A Smarter Way to Save on Solar
The federal residential solar tax credit under Section 25D has expired, but the federal incentive remains available for commercial solar projects under Section 48E, including third-party ownership. Our prepaid lease is built around that opportunity. By owning the system under a third-party ownership model, Solar Energy Solutions qualifies for the commercial credit and accelerated depreciation, and we pass much of that value back to you as a discount on your prepaid lease.
The result is a straightforward, fully IRS-compliant structure, widely used across the solar industry, that gives Indiana homeowners predictable, low-cost clean energy and a clear path to ownership.
Don’t Delay! Call 866-643-8331 or Schedule Your Free Consultation Today.
How a Prepaid Solar Lease Works
Instead of financing your system over decades, you make a single partial lease payment upfront at a 15-30% discount, then enjoy the energy with no monthly payments during the initial five-year term while SES maintains and monitors the system for you.
Your Option to Own
After the initial five-year term, you may purchase the system at its Fair Market Value (FMV) or $1,000, whichever is greater. Because FMV accounts for the current value of the system reduced by your prepayment and any other payments made, the buyout is a minimal cost. If you’re not ready to buy at year 6, you can continue the lease with low monthly payments and buy later.
| Stage | What Happens |
|---|---|
| Year 0 | Make your prepayment with a 15-30% upfront discount |
| Years 1 to 5 | SES maintains and monitors the system, no monthly payments |
| Year 6 | First ownership window, option to buy |
| Years 6 to 15 | Not ready to own? Continue the lease with low monthly payments |
| Years 15 to 25+ | Lease ends and you continue enjoying savings for the system’s lifetime |
Key Benefits
- A 15-30% discount on the effective cost compared to purchasing outright
- No monthly payments during the initial five-year term
- Performance, monitoring, and maintenance costs covered throughout the lease
- Easy transferability when you sell your home, with no credit check or qualification process, just let SES know the new owners and we transfer the remaining agreement
- The same quality workmanship and reliability SES is known for
- Locked-in, predictable energy savings
Not in Indiana? Homeowners in Ohio, Illinois, Virginia, and West Virginia can go solar for $0 down with our Zero Down Third-Party Ownership Lease.
