Years of Experience
Solar Installations
Fully In-House Team
NABCEP Certified
Financing Residential Solar
One of the most straightforward ways to finance a home solar system is through a Home Equity Line of Credit (HELOC) from your existing bank or lender. Because a HELOC uses your home’s equity as collateral, it typically offers lower interest rates than unsecured personal loans. Additionally, the interest may be tax-deductible. If you’ve built up equity in your home, this can be a simple, cost-effective path to solar ownership. We recommend speaking with your bank or credit union to explore current HELOC rates and terms.
SES has also partnered with Clean Energy Credit Union, a nonprofit, mission-driven lender dedicated exclusively to clean energy financing. Their solar loans offer competitive fixed rates, terms up to 20 years, no prepayment penalties, and up to 100% financing — meaning no money down in many cases. Clean Energy Credit Union also offers a Rate Promise, guaranteeing your rate can only go down before your loan closes. As a registered dealer partner, SES customers have direct access to their lending programs.
Third Party Lease
Want to go solar for $0 down? With a Palmetto LightReach lease, Palmetto owns and maintains the system while you enjoy the clean, lower-cost energy it produces, with all repairs, monitoring, and performance covered for the full 25-year term. You get a predictable fixed monthly payment, no upfront cost, and the option to buy the system at fair market value after year five. Available to homeowners in Ohio, Illinois, Virginia, and West Virginia.
Indiana Prepaid Solar Lease
Prefer to go solar without a loan or years of monthly payments? Our prepaid lease lets Indiana homeowners make a one-time upfront payment at a 25% discount on the system price, with no monthly payments for the first five years while SES maintains and monitors the system. After year five, you can purchase the system at fair market value or $1,000, whichever is greater, or continue with low monthly payments and buy later. It’s a simple, low-cost path to clean energy with predictable savings and easy transfer if you sell your home.
Solar Financing
Residential solar incentives can offset 30–50% or more of your total project cost. SES helps you identify, stack, and document every program available to your project.
Solar Financing
Residential solar incentives can offset 30–50% or more of your total project cost. SES helps you identify, stack, and document every program available to your project.
Flexible Financing
SES offers Sunstone Credit financing — purpose-built residential solar loans from $50,000 to $30 million, with terms up to 20 years, no prepayment penalties, and 100% financing available.
Strong ROI
Stack the ITC with MACRS accelerated depreciation and USDA REAP grants and most residential systems reach payback in 5–7 years, with 20+ years of savings to follow.
Expert Analysis
Every SES proposal includes a detailed financial model covering incentive amounts, annual savings, payback period, and 25-year return — so you know exactly what to expect.
Featured Projects
Let's Build a Brighter Future Together
No project is too large or complex. We've completed installations ranging from small rooftop systems for local businesses to utility-scale arrays. Every system is custom-engineered for your roof space, energy load, and financial goals.
