Years of Experience
Solar Installations
Fully In-House Team
NABCEP Certified
Commercial Solar Financing
Commercial solar financing shapes how quickly your investment pays off and how much value you capture from available incentives. The right commercial solar financing structure depends on your organization’s tax position, cash flow, and long-term goals, and SES helps you choose the approach that delivers the strongest return. Below are the primary ways commercial and institutional customers fund solar, from direct ownership to third-party options.
Own Your System: Cash or Commercial Load
For financing, SES has partnered with Sunstone Credit to offer purpose-built commercial solar loans for businesses of all sizes. Sunstone loans range from $50,000 to $30 million, with terms up to 20 years, fixed rates, no prepayment penalties, and 100% financing available, so you can go solar with little to no money down. The application is fully online and built for speed, with faster credit decisions and less paperwork than traditional lending. We’ll work alongside your financial and tax advisors to model the return.
PACE Financing
For property owners in eligible localities, Property Assessed Clean Energy (PACE) financing offers another compelling option. PACE lets you fund your solar installation through a property tax assessment, spreading repayment over the life of the system, typically 10 to 25 years. Because payments are tied to the property rather than the owner, they transfer to the new owner if you sell. PACE availability varies by state and municipality, and SES can help you determine whether your project qualifies.
Power Purchase Agreement (PPA)
With a PPA, a third party owns the system and sells you the power it produces at a predictable rate, usually below your utility’s. You get clean energy and stable pricing with no upfront capital investment, while the owner captures the tax benefits. It’s a strong fit for organizations that prefer to preserve capital or can’t directly use the tax incentives. SES has served as the engineering and construction partner on PPA-financed projects, including a ground-mounted system supplying a regional high school.
Let’s Structure the Right Commercial Solar Financing
The best commercial solar financing path is the one that fits your organization’s numbers. As an employee-owned company that engineers and installs every project in-house, SES helps you weigh ownership against third-party options and coordinates with your advisors so the structure supports your goals from day one.
Ready to explore your options? Request a consultation and we’ll help you model the financing and incentives for your project.
Solar Financing
Commercial solar incentives can offset 30–50% or more of your total project cost. SES helps you identify, stack, and document every program available to your project.
Solar Financing
Federal Tax Credit
The 30-50% Investment Tax Credit applies to your full system cost, including battery storage. For qualifying projects, bonus credits for domestic content or energy communities can push this higher.
Flexible Financing
Strong ROI
