Residential Financing

Solar Panels &
Energy Solutions

Explore your financing options for your next residential solar project.

Request a Quote Talk to an Expert

Years of Experience

Solar Installations

Fully In-House Team

nabcep badge | Residential Solar Financing

NABCEP Certified

Financing Residential Solar

One of the most straightforward ways to finance a home solar system is through a Home Equity Line of Credit (HELOC) from your existing bank or lender. Because a HELOC uses your home’s equity as collateral, it typically offers lower interest rates than unsecured personal loans. Additionally, the interest may be tax-deductible. If you’ve built up equity in your home, this can be a simple, cost-effective path to solar ownership. We recommend speaking with your bank or credit union to explore current HELOC rates and terms.
SES has also partnered with Clean Energy Credit Union, a nonprofit, mission-driven lender dedicated exclusively to clean energy financing. Their solar loans offer competitive fixed rates, terms up to 20 years, no prepayment penalties, and up to 100% financing — meaning no money down in many cases. Clean Energy Credit Union also offers a Rate Promise, guaranteeing your rate can only go down before your loan closes. As a registered dealer partner, SES customers have direct access to their lending programs.
7.9 kW Residential Solar Install in Henryville, Indiana
7.9 kW Residential Solar Install in Henryville, Indiana

Third Party Lease

Want to go solar for $0 down? With a Palmetto LightReach lease, Palmetto owns and maintains the system while you enjoy the clean, lower-cost energy it produces, with all repairs, monitoring, and performance covered for the full 25-year term. You get a predictable fixed monthly payment, no upfront cost, and the option to buy the system at fair market value after year five. Available to homeowners in Ohio, Illinois, Virginia, and West Virginia.

Prepaid Solar Lease

Our prepaid lease offers another low-cost path to solar. You make a single upfront payment for a 15% to 30% discount, with no monthly payments for the first five years while SES maintains and monitors the system. After the initial five-year term, you can purchase the system for its fair market value or $1,000, whichever is greater, a minimal cost since the buyout reflects the payment you already made. The prepaid lease is available in Indiana, Ohio, and to Kentucky Power customers in Kentucky.

7.9 kW Residential Solar Install in Henryville, Indiana

Industries We Serve

Utility

Education

Government

Institutions

Agriculture

Residential

Let's Build a Brighter Future Together

No project is too large or complex. We've completed installations ranging from small rooftop systems for local businesses to utility-scale arrays. Every system is custom-engineered for your roof space, energy load, and financial goals.

Custom-Engineered Systems

Incentives That Maximize ROI

Large-Scale Local Expertise

Get In Touch

This field is for validation purposes and should be left unchanged.
Name(Required)
Address(Required)
Yes, please sign me up for the Solar Newsletter
By clicking ‘Submit,’ I agree by electronic signature to receive recurring automated marketing and other calls and texts from Solar Energy Solutions at the number I entered above, even if I am on a “Do Not Call” list (consent not required to make a purchase), msg & data rates apply, reply Stop to opt-out of texts, or HELP for help. Read more about our Privacy Policy here.