Solar Energy Solutions

Residential Financing

Residential Solar

Solar energy is an excellent investment that will pay for itself over time and save you tens of thousands of dollars in electric costs. Solar is a home renovation that actually pays for itself, in addition to adding value to your home. And, thanks to residential financing, making your solar purchase is more straightforward, quick, and affordable than ever before.

Why We Offer Financing

Solar Energy Solutions offers financing to help our customers achieve their clean energy independence goals. We are not a financial services company; all costs are passed through as we believe it is our ethical mission to bring you the best and most reasonable solar available, with no strings attached.

Installment Loan Financing

If a home equity loan (discussed below) isn’t right for you, there are other avenues to finance solar. SES has partnered with two financing companies, Sunlight Financial and Medallion Bank so you can decide what works best for you.

We are thrilled to have a new financing partner, Sunlight Financial. Sunlight Financial’s loan products were designed with solar in mind. In particular, they have longer terms to better fit with the lifecycle of the solar panels. 

The beauty of the Sunlight loan is that it was designed with the understanding that money from the tax credit isn’t available until up to 17 months after the installation, so they calculate payments assuming you will apply those funds by or on month 17. But, it’s up to you how much you want to apply and payments are adjusted from that point onward in the loan.


Medallion Bank is a national provider of solar and home improvement financing. They also have same-as-cash for the tax credit portion of the installation cost, which can be a great way to borrow that portion of the project you will receive back as a tax credit without any interest.

Application and confirmation of loan eligibility can be done in less than 15 minutes in the home or on the phone, so ask your solar consultant for more information.


HELOC (Home Equity Line of Credit)

A home equity line of credit (HELOC) via your bank or existing financial institution is usually the lowest interest way to finance a solar project. The interest rates are dependent on credit rating and the amount of equity in your home. Some areas have special financing on home improvements, so talk to the solar consultant in your area to find out more.